Check out my new website
www.scottstrepina.com
When searching for Mortgage Rates in Tampa it is always a great idea to start with www.scottstrepina.com or simply call 813-732-1914 and you are already ahead of the curve.
To read more about Mortgage Rates in Tampa you can also go here Scott's Active Rain Blog!
Wednesday, August 13, 2008
Monday, July 21, 2008
Ask an Expert
Who do you ask when you have a question?
You ask an expert of course.
The St. Petersburg Times did just that and wrote a front page piece about the recent news with Fannie Mae & Freddie Mac. Yesterday I spoke in length with the editor Helen Huntley and you can see my comments in today's paper.
Check it out
Front Page of St.Pete Times
The mortgage market has gone through drastic changes over the last 12 months. Now more than ever do you need the services of a trusted mortgage advisor. If you are in a ARM mortgage you may not be comfortable with or you are thinking about purchasing a home please give me call and enlist the help of a true mortgage professional.
Visit www.scottstrepina.com
You ask an expert of course.
The St. Petersburg Times did just that and wrote a front page piece about the recent news with Fannie Mae & Freddie Mac. Yesterday I spoke in length with the editor Helen Huntley and you can see my comments in today's paper.
Check it out
Front Page of St.Pete Times
The mortgage market has gone through drastic changes over the last 12 months. Now more than ever do you need the services of a trusted mortgage advisor. If you are in a ARM mortgage you may not be comfortable with or you are thinking about purchasing a home please give me call and enlist the help of a true mortgage professional.
Visit www.scottstrepina.com
Wednesday, June 11, 2008
Don't sit on the sidelines. Get in the Game!
Some good news today: The National Association of Realtors (NAR) reports that pending home sales - which are contracts signed, not closings - rose 6.3% in April from the month before (they're still down 13% year-over-year). This leads the NAR to proclaim: "Bargain hunters have entered the market en masse."
This is an excerpt from a housing report issued on Monday June 9th. I have also noticed an up tick in people looking for a home. While my business does not have the market share to accurately make judgments based on my data it is good to see that this is happening across the country. Check out the St.Pete times as I mention my take on the current market
Scott in the St. Pete Times!
I would also like to mention. That while I am happy to be in this weeks Sunday paper my wife has decided to one up me once again.
Check out WGCU 90.7 f.m today at 2:30 eastern and you will hear a live broadcast in which they interview my wife Breanne about the recent news about coyotes in our county.
Here is the link if you care to listen via the web.
Breanne on the Radio 2:30 Eastern Today!
This is an excerpt from a housing report issued on Monday June 9th. I have also noticed an up tick in people looking for a home. While my business does not have the market share to accurately make judgments based on my data it is good to see that this is happening across the country. Check out the St.Pete times as I mention my take on the current market
Scott in the St. Pete Times!
I would also like to mention. That while I am happy to be in this weeks Sunday paper my wife has decided to one up me once again.
Check out WGCU 90.7 f.m today at 2:30 eastern and you will hear a live broadcast in which they interview my wife Breanne about the recent news about coyotes in our county.
Here is the link if you care to listen via the web.
Breanne on the Radio 2:30 Eastern Today!
Tuesday, February 26, 2008
Huge Tax Savings Deadline March 1
If you moved into a new home before January 1, 2008 and owned a previous home in the state of Florida you must apply by March 1 in order to transfer your accumulated “Save Our Homes” benefit to your new homestead.
Do not miss this important deadline as it could very easily save you hundreds if not thousands of dollars per year. If you believe you qualify for the portability and are unsure please feel free to contact me and I will assist you and answer your questions.
Contact your Property Appraiser for an application (Most applications can be found on-line)
http://dor.myflorida.com/dor/property/appraisers.html
Do not miss this enormous benefit to homeowners that was recently passed with the Amendment 1 vote January 29th.
For those who did not move in 2007 (Don’t Feel Left Out)
Go ahead and calculate what your potential savings may be you could be pleasantly surprised... For those of you have owned your home for several years this benefit could be enormous. With this tax advantage, interest rates low and the values that can be found in today’s real estate market there has never been a better time to start looking for that new home.
To calculate your potential savings please visit my good friends at the St.Petersburg Times, they have a nice calculator.
http://www.tampabay.com/specials/2008/interactives/tax-calculator/
If you need assistance with any of the above info I am at your service and please feel free to email or call.
But Scott I rent unfortunately none of this applies to me……..
The portability feature of the new amendment may not apply to you but the recent passing of Amendment one will benefit all future homeowners as well. With home prices at a more manageable level, the new property tax savings and interest rates at low levels, 2008 is your year to get that 1st home you have been dreaming about. Contact me about 1st time home buyer programs and at the minimum you will at least know what it will take to purchase a home when you’re ready.
Thanks for all your Support!
Thanks for reading and thank you for your support. A special thanks for forwarding this info to your friends or family members I have noticed a lot of new sign ups for my email and really appreciate it.
Do not miss this important deadline as it could very easily save you hundreds if not thousands of dollars per year. If you believe you qualify for the portability and are unsure please feel free to contact me and I will assist you and answer your questions.
Contact your Property Appraiser for an application (Most applications can be found on-line)
http://dor.myflorida.com/dor/property/appraisers.html
Do not miss this enormous benefit to homeowners that was recently passed with the Amendment 1 vote January 29th.
For those who did not move in 2007 (Don’t Feel Left Out)
Go ahead and calculate what your potential savings may be you could be pleasantly surprised... For those of you have owned your home for several years this benefit could be enormous. With this tax advantage, interest rates low and the values that can be found in today’s real estate market there has never been a better time to start looking for that new home.
To calculate your potential savings please visit my good friends at the St.Petersburg Times, they have a nice calculator.
http://www.tampabay.com/specials/2008/interactives/tax-calculator/
If you need assistance with any of the above info I am at your service and please feel free to email or call.
But Scott I rent unfortunately none of this applies to me……..
The portability feature of the new amendment may not apply to you but the recent passing of Amendment one will benefit all future homeowners as well. With home prices at a more manageable level, the new property tax savings and interest rates at low levels, 2008 is your year to get that 1st home you have been dreaming about. Contact me about 1st time home buyer programs and at the minimum you will at least know what it will take to purchase a home when you’re ready.
Thanks for all your Support!
Thanks for reading and thank you for your support. A special thanks for forwarding this info to your friends or family members I have noticed a lot of new sign ups for my email and really appreciate it.
Monday, February 18, 2008
Amendment 1 Passed (what does that mean to you)
Florida property owners have spoken up and Amendment 1 has passed with a 64% majority vote. I along with others in the real estate industry agree that this amendment falls short of what would be considered sweeping changes to the property tax code, however there are some definite benefits for homeowners.
For most homeowners, it means saving @ $240 dollars on our taxes on our primary residences with the doubled homestead exception that was raised to $50k from $25k.
The greatest impact of the amendment and often the most misunderstood is the portability clauses, which for people that are wanting to move up to a bigger home or down (to downsize). This may have a profound difference for those of us that bought before the big real estate boom of 2003-2006. Until now many homeowners have felt trapped in there homes because taxes have risen so much the past few years that even moving to a smaller home would result in a larger tax bill.
The formula is simple - log on to the Hillsborough County Property Appraiser site (or whichever county you are in) http://rs6.net/tn.jsp?t=gea8mjcab.0.0.jhjgwgcab.0&ts=S0311&p=http%3A%2F%2Fwww.hcpafl.org%2Fwww%2Findex.shtml&id=preview and look up your property; then subtract the Just (Market) value from the Assessed Value listed in the VALUE SUMMARY section, and that difference is your portability amount if you are moving up. That amount you will be able to deduct from the assessed value of your new home that you bought from Jan 1 2007 and on. That, along with the $50k in homestead will aid you in figuring out what your new tax bill will be should you decide to move.
If you need help with the above formula or have any other questions please do not hesitate to contact me, I am happy to have the opportunity to help.
Thank you for taking the time to read this blog I look forward to providing each of my readers with timely and easy to understand information that will leave you more informed.
For most homeowners, it means saving @ $240 dollars on our taxes on our primary residences with the doubled homestead exception that was raised to $50k from $25k.
The greatest impact of the amendment and often the most misunderstood is the portability clauses, which for people that are wanting to move up to a bigger home or down (to downsize). This may have a profound difference for those of us that bought before the big real estate boom of 2003-2006. Until now many homeowners have felt trapped in there homes because taxes have risen so much the past few years that even moving to a smaller home would result in a larger tax bill.
The formula is simple - log on to the Hillsborough County Property Appraiser site (or whichever county you are in) http://rs6.net/tn.jsp?t=gea8mjcab.0.0.jhjgwgcab.0&ts=S0311&p=http%3A%2F%2Fwww.hcpafl.org%2Fwww%2Findex.shtml&id=preview and look up your property; then subtract the Just (Market) value from the Assessed Value listed in the VALUE SUMMARY section, and that difference is your portability amount if you are moving up. That amount you will be able to deduct from the assessed value of your new home that you bought from Jan 1 2007 and on. That, along with the $50k in homestead will aid you in figuring out what your new tax bill will be should you decide to move.
If you need help with the above formula or have any other questions please do not hesitate to contact me, I am happy to have the opportunity to help.
Thank you for taking the time to read this blog I look forward to providing each of my readers with timely and easy to understand information that will leave you more informed.
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